Domestic Package

 

SCOPE

This is a package policy specially designed to meet the insurance requirements of a house owner by combining a number of our standard policies under a single policy. The policy comprises of 5 categories of coverage: Buildings, Contents, All Risks, Workers Compensation (for domestic workers) and Public Liability.

BUILDINGS

Covers Insured for buildings against the following Allied Perils:

  • Fire, Lightening, Explosion of gas in domestic appliances
  • Bursting and overflowing of water tanks, apparatus or pipes
  • Damage caused by Aircraft
  • Riot, Strike, Malicious or Terrorist Acts
  • Earthquake, Fire and/or Shock, subsidence and Landslide (including Rockslide) damage
  • Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado or Cyclone
  • Impact damage

CONTENTS

Covers contents of the dwelling belonging to the proposer and his/her family members permanently residing with him/her. It also covers contents of the dwelling against loss due to burglary, house breaking, larceny or theft and fire.

ALL RISKS (JEWELLERY & VALUABLES)

Covers loss or damage to your jewellery and valuables by accident or misfortune whilst kept, worn or carried anywhere in Uganda subject to the value declared in the schedule.

WORKERS COMPENSATION (DOMESTIC WORKERS)

Covers Death or bodily injury by accidental, violent, external and visible to domestic servants engaged in insured’s premises in the schedule and subject to limits specified therein.

PUBLIC LIABILITY

Covers Insured’s legal liability for bodily injury or loss of or damage to property of third party limited to amount specified in the schedule.